QUALIFYING FOR A HABITAT HOME
Greater Albuquerque Habitat for Humanity is looking for qualified, low-income families who are in need of decent, affordable homes and who are motivated as a family unit to become proud homeowners. Three distinct areas are considered when reviewing potential "partner families" as first time homeowners and there are residency requirements.

How Families Are Selected
Currently, paying more than 30% of income for housing and unable to find an affordable alternative.

Currently living in housing which is overcrowded or in bad condition.

Have reliable monthly income above 25% and below 50% of the median income set by the 2007 HUD guidelines.

Ability to Pay
Habitat for Humanity houses are not free.

Demonstrate the ability to make a down payment of $500, the monthly mortgage payment, taxes and insurance (about $400-$450 estimated dollars per month), and be able to pay your monthly utility bills and other essential expenses.

Demonstrate a recent history of accepting responsibility for and managing debt.

Willingness to Partner
Be honest and cooperative in your partnership with Habitat.

Contribute a minimum of 500 hours of sweat equity.

Maintain and repair the house after moving in.

Residency
To qualify to become a Habitat partner, you must live or have worked in the greater Albuquerque area for the last 12 months and be a US citizen or have a permanent resident card.

For a very specific list of qualification criteria, you may print the checklist available from the top right side of this screen.

Greater Albuquerque Habitat for Humanity holds an application meeting once a year in late April or early May. To get on the mailing list for the location and date, email the office or call 505-265-0057. You must include your name, complete mailing address, and phone number.